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The average US 30-year mortgage rate falls to 7.11% this week, its fourth straight decline The average long-term U.S. mortgage rate fell for the fourth straight week, offering more relief for prospective home shoppers at a time when many have put off buying a home due to elevated home loan borrowing costs and prices. Read More.

Advocacy groups sue AI giants to freeze new models, warning of 'catastrophic' risks A coalition of online safety and consumer advocacy groups on Thursday sued five of the world’s leading artificial intelligence companies to halt further development, alleging the tech giants can’t prevent their own creations from causing “catastrophic” harm. Read More.

What we know after Jensen Huang resigns as Nvidia's CEO Nvidia CEO Jensen Huang has resigned from his top post at the chipmaker he co-founded, after reports of the tech titan's extramarital affairs came into the spotlight this week. Read More. Jensen Huang built the company that powers AI. Now Nvidia must find a way forward without him Nvidia CEO Jensen Huang resigned Thursday, capping a spectacular downfall for a poster boy of the artificial intelligence boom whose exit following reports of extramarital affairs now thrusts the chipmaker into an uncertain future. Read More.

⚓️ 1 for the road: SS United States goes under The SS United States docked in Philadelphia in 2020. Photo: Hannah Yoon/Bloomberg via Getty Images The historic SS United States now rests underwater about 22 nautical miles southwest of Destin-Fort Walton Beach in the Florida Panhandle, Axios Philadelphia's Mike D'Onofrio reports. Last night's controlled sinking stretched on for hours, ending around 10 p.m. when the ship fully disappeared into the water. (Watch a video.) 🚢 So ends the vessel's strange odyssey from the country's largest ocean liner to a Philly landmark to the world's largest artificial reef and scuba site. Plans to turn the ship into a hotel, restaurant or casino were all torpedoed by colossal costs. Go deeper.

🇮🇷 President Trump directed Vice President Vance to turn his "complete and total attention" toward alleged corruption in Democratic-run cities and states, contending that we "don't need a deal with Iran." Go deeper.

🇺🇦 The Ukrainian government wants the Pentagon and SpaceX to explain new restrictions it says are disrupting the satellites it uses to intercept Russian drones. More from Barak Ravid and Thomas Novelly.

It's way bigger than just Nvidia Photo illustration: Sarah Grillo/Axios. Photo: Joel Saget/AFP via Getty Images The future of Nvidia, the AI industry and even the economy itself are all massive unknowns after CEO Jensen Huang was shown the door today. It's impossible to overstate Huang's importance to the company or the AI world more broadly, Axios' Madison Mills writes. Huang's resignation follows revelations about two extramarital relationships. The N.Y. Times reported yesterday that Huang had a relationship with senior Nvidia executive Kimberly Powell. 🔎 Nvidia's board was already investigating his relationship with Alice Huang, a businesswoman identified by U.S. intelligence as a Chinese intelligence asset. Alice Huang's company, Megaspeed, is accused of violating export controls on advanced tech by illegally diverting U.S. computer chips to China. This will likely go down as one of the biggest executive scandals in history, reaching well beyond Nvidia itself. Nvidia and its chips fuel much of today's AI boom. Any turmoil there could have far-reaching economic consequences. 🏛️ Lawmakers also want to know what the Trump administration did or didn't do in response to prior intelligence about Huang's relationship with the alleged spy. They're targeting Commerce Secretary Howard Lutnick, who oversees export control policy. Axios first reported that Lutnick was sent intel about the spy relationship and repeatedly did not take export control action, despite pressure from the broader administration and President Trump himself. Lutnick maintains Trump's support, Axios' Maria Curi reports. Data: Financial Modeling Prep; Chart: Alex Fitzpatrick/Axios Nvidia's massive size makes it one of the largest holdings in major index funds, meaning Huang's departure has huge implications for every American with a retirement account. The company's stock is down about 5% from yesterday as of midafternoon, but has been falling for weeks. 👩‍💼 What's next: Nvidia's board named longtime CFO Colette Kress as interim CEO. Kress told staffers today: "I believe deeply in this company and in its future. More than anything, I believe in each of you, in our customers and partners and in the vital role we play every day in the global economy." Go deeper.

👋 Good morning! Happy Thursday. In today's edition: NFL midseason report, unanimous Cy Young winners, Poch's inevitable exit, All-MLB Team, NHL goes to Finland, Notable Quotable, and more. Yahoo Sports AM is written by Kendall Baker and Jeff Tracy, with contributions from Neil Paine and Dylan Dittrich. Let's sports...   🚨 ICYMI HEADLINES ⚾️ Unanimous Cy Youngs: Milwaukee's Jacob Misiorowski and New York's Cam Schlittler both unanimously won the Cy Young, marking the third time in MLB history both the NL and AL awards were unanimous. The others: 1968 (Denny McLain, Bob Gibson) and 2022 (Sandy Alcantara, Justin Verlander). 🏈 $9 million man: Kamario Taylor is returning to Mississippi State next season on a deal that could reach upwards of $9 million, making him college football's highest-paid QB. The sophomore star led the Bulldogs to a 4-0 record before getting injured, and they're 0-5 without him. 🏀 LeBron, KD back new league: LeBron James and Kevin Durant are investing in The Futures League, which will launch in April and hopes to reshape elite youth basketball. Rather than the existing patchwork of summer tournaments, this will be a unified option for the country's top U-18 players, who will get paid via NIL deals. ⚾️ Houston hires Ausmus: The Astros are hiring franchise legend Brad Ausmus as their next manager. The longtime catcher spent 10 of his 18 MLB seasons in Houston and previously managed the Tigers and Angels. He's been the Yankees' bench coach since 2024. 🏀 Winning streaks continue: The Spurs (10 straight wins), Lakers (7) and Celtics (5) all extended their winning streaks on Wednesday, though L.A.'s victory came at a cost, as Luka Dončić (ankle) and Austin Reaves (heel) both left with injuries.   🏈 MIDSEASON REPORT 9 WEEKS DOWN, 9 MORE TO GO (Mallory Bielecki/Yahoo Sports) We've reached the midway point of the NFL's 18-week regular season, a perfect time to take stock of where things stand. Playoff picture: If the postseason began today, the field would feature nine returning teams from last year's bracket, five newcomers and all four clubs from the best division in football. AFC: The Bills (7-1) are on track to secure the bye, while the Broncos (7-2), Jaguars (6-2) and Steelers (6-2) would host the Patriots (5-4), Bengals (6-2) and Chiefs (6-2) — a trio of teams who've combined to represent the AFC in each of the last 10 Super Bowls. NFC: The 49ers (7-1) hold a narrow lead over the Bears (7-2) from the mighty NFC North,* which would also send the Lions (6-2), Vikings (6-2) and Packers (6-3). But let's not forget the, um, equally mighty Giants (5-2-1) and Panthers (3-5). In the hunt: The AFC is relatively clear, with only the Browns (5-4), Raiders (4-5), Ravens (4-5) and Texans (3-5) still in the mix. Then there's the NFC, where the Seahawks (5-4) and Rams (5-4) are lurking, and the Cowboys (4-5), Commanders (2-5-1), Saints (3-5), Buccaneers (3-6) and Falcons (3-6) are very much alive thanks to the dreadful East and South.* (Joseph Raines/Yahoo Sports) Report card: How's your team doing so far? Our experts handed out eight A grades, five B grades, eight C grades, seven D grades and four F grades (including an F- for the dumpster fire that is the Chargers). Notes: MVP favorites: It's basically a toss-up between Joe Burrow (+200) and Josh Allen (+225) at the moment, with both putting up elite numbers while leading Super Bowl contenders. But don't count out Brock Purdy (+450), Jordan Love (+700) or Trevor Lawrence (+750). Midseason awards picks. Who won the deadline? The Bears (A), Titans (A), Raiders (A) and Jaguars (A-) earned our only "A" grades, but no team made a more significant upgrade than the Vikings, who brought back Kirk Cousins to give their world-class defense a fighting chance. Fantasy studs and duds: Chiefs RB Kenneth Walker III is our Fantasy MVP at the midpoint, putting up 1,044 total yards and 11 TD despite a second-round Average Draft Position (ADP). More Fantasy awards from our experts. Further reading: High school yearbook superlatives for every team *North up, South down: The NFC North is the first division in NFL history with every team 3+ games over .500 through Week 9, and the NFC South is the first division in NFL history with every team 2+ games below .500 through Week 9.   ⚽️ USMNT POCHETTINO'S EXIT WAS INEVITABLE (John Dorton/USSF/Getty Images) Three months after signing a contract to remain the USMNT coach through the 2030 World Cup, Mauricio Pochettino appears set to take over at Manchester United, which sacked Michael Carrick this morning. Steven Goff, Yahoo Sports: Pochettino's departure should not come as a massive surprise to disappointed U.S. supporters. This was inevitable. Believing he would fulfill his contract for four years was naive. At heart, Pochettino is a club coach. The U.S. gig was his first with a national team and, while he cherished the 2026 World Cup experience and the opportunity to shape the sport here, his DNA always seemed to be pulling him back across the Atlantic. Pochettino began his head coaching career in 2009 at Espanyol in Barcelona, a city he loves and where he still owns a home. He then moved to England to guide Southampton, Tottenham Hotspur and Chelsea. London also became home, and even after taking the U.S. helm two years ago, he continued living abroad and traveling stateside as necessary. And then this week along came Manchester United, the biggest of all the English clubs and an organization that on three occasions over 10 years spoke to him about a coaching vacancy. Even with all of United's problems — both on the pitch and in the boardroom — it remains one of the most coveted jobs in global sports. In terms of brands, turning down United would be like a baseball manager declining the Yankees offer. But if it hadn't been United today, Pochettino surely would have been approached by another esteemed club during the long run-up to the 2030 World Cup. In the past 18 months, World Cup preparations failed to shield him from reported interest by Tottenham and AC Milan, among others. Because Pochettino is under contract, the USSF would collect a reported $10 million fee from United. Had he left after the World Cup, when his first contract expired, the governing body would not have received anything. Who could replace him? Possible candidates include U.S. U-23 coach Steve Cherundolo, the former LAFC boss who was hired by the USSF this past summer to prepare for the 2028 Olympics; former U.S. assistant B.J. Callaghan, who just led Nashville SC to a historic regular season; and, if the U.S. is really bold, Pep Guardiola, the architect of excellence at Barcelona, Bayern Munich and Manchester City.   ⚾️ CREAM OF THE CROP THE 2026 ALL-MLB TEAM Your 2026 NL Cy Young. (Patrick McDermott/Getty Images) Cy Young Award winners Jacob Misiorowski and Cam Schlittler headlined the All-MLB Team alongside Pete Crow-Armstrong and Yordan Álvarez, who are expected to win MVP honors tonight. All-MLB First Team 😄 Gabriel Moreno (ARI) 1B: Pete Alonso (BAL) 2B: Brice Turang (MIL) 3B: Junior Caminero (TB) SS: Bobby Witt Jr. (KC) OF: Crow-Armstrong (CHC) OF: Jackson Chourio (MIL) OF: Fernando Tatís Jr. (SD) DH: Álvarez (HOU) SP: Misiorowski (MIL) SP: Schlittler (NYY) SP: Chris Sale (ATL) SP: Dylan Cease (TOR) SP: Cristopher Sánchez (PHI) RP: Mason Miller (SD) RP: Louis Varland (TOR) More Awards: All-MLB Second Team, Hank Aaron Award, Comeback Player of the Year, Executive of the Year and more   🇫🇮 ACROSS THE POND SNAPSHOTS: NHL IN FINLAND (Cato Cataldo/NHLI via Getty Images) The Hurricanes and Kraken face off today in Helsinki, Finland (12pm ET, NHL), kicking off a four-game international slate this season that continues with Saturday's rematch and concludes with next month's Blackhawks-Senators series in Düsseldorf, Germany. The NHL abroad: Six countries have hosted a total of 48 regular-season NHL games outside North America dating back to 1997. Sweden leads the way (19), followed by Finland (11), the Czech Republic (9), Japan (6), England (2) and Germany (1). (Brian Babineau/NHLI via Getty Images) Unique digs: The games will be played in the spacious Veikkaus Arena, but practices are being held 121 feet underground in a cave that doubles as a civil defense shelter. Well-protected: Finland's turbulent history with neighboring Russia led the tiny nation to design one of the world's most comprehensive civil protection systems. We're talking roughly 50,000 bunkers capable of holding 4.8 million people (84% of the country's 5.7 million population). Aho during Tuesday's practice. (Cato Cataldo/NHLI via Getty Images) Homecoming: Seven players in this series hail from Finland, but none is having a more full-circle moment than Carolina's Sebastian Aho, who was in the stands at this very arena in 2010, the last time the Hurricanes played in Helsinki. 16 years later, he returns as the main attraction, leading the first-place defending champions with 26 points. What they're saying: "It's not a coming out party for him, but it's like a reward almost because he's been so valuable for us," said Hurricanes head coach Rod Brind'Amour. "This game, this weekend really is about him for me." Hurricanes players arrive at the Helsinki Airport. (Cato Cataldo/NHLI via Getty Images) Global game: Despite its size, Finland is one of the most well-represented countries in the NHL, with 35 players (4.8%) on opening day rosters this season. Only Canada (41.2%), the U.S. (27.4%), Sweden (10.4%) and Russia (7.3%) had more. The others: Czech Republic (2.4%), Switzerland (1.4%), Germany (1%), Slovakia (1%), Belarus (0.7%), Denmark (0.6%), Austria (0.4%), Norway (0.3%), France (0.3%) and Australia (0.1%) are the other 10 countries represented in the NHL.   📺 VIEWING GUIDE WATCHLIST: THURSDAY, NOV. 12 Here's hoping someone actually wins the game this time. (Patrick Smith/Getty Images) 🏈 Commanders at Giants The two teams responsible for the dumbest ending of the season meet again tonight (8:15pm ET, Prime), as first-place New York (5-2-1) seeks a third straight win and third-place Washington (2-5-1) tries to claw its way back into a still winnable division. View from the top: The Giants haven't led the NFC East this late in the season since 2015, when they started 5-4 before fading in the second half and missing the playoffs. Can Big Blue keep it rolling this year and capture their first division title since 2011? 🏒 NHL Global Series The Hurricanes and Kraken face off today (12pm, NHL) in Helsinki, Finland, in the first of four international NHL games this season. Hot start: The defending champion Hurricanes (14-3-2) are looking like the team to beat through the first six weeks of the season, leading the NHL in both wins (14) and scoring differential (+33). More to watch: 🏀 NBA: Mavericks at Timberwolves (8pm, NBA) … Cooper Flagg will look to lead Dallas to a fourth straight win after erupting for 43 points on Monday. 🏀 NCAAW: No. 4 UConn at No. 17 Ohio State (6:30pm, FS1); No. 1 South Carolina at Clemson (7pm, ESPN2) 🎾 WTA Finals: Coco Gauff vs. Marta Kostyuk (3pm, Tennis); Jessica Pegula vs. Linda Nosková (4:10pm, Tennis) … Penultimate day of the round-robin. 🏈 NCAAF: Memphis at USF (8pm, ESPN) … The 6-3 Bulls host the 7-2 Tigers in an American Conference clash. ⛳️ Golf: LPGA: The Annika (11am, Golf); PGA: Austin (2pm, Golf); European Tour: Championship (2am, Golf) ⚽️ Women's Champions League: Barcelona vs. Arsenal (12:45pm, Paramount+) … One of two games to close out Matchday 4. Got plans tonight? Gametime is the best place to score last-minute tickets to the events in your city.   ⚽️ LET'S PLAY USMNT TRIVIA Pochettino and Tim Ream celebrate after beating Bosnia and Herzegovina in the Round of 32. (Maja Hitij/FIFA via Getty Images) Mauricio Pochettino is one of five men to manage the USMNT in a World Cup this century. Question: Can you name the other four? Answer at the bottom.   💬 THE LAST WORD NOTABLE QUOTABLE (Justin Ford/Getty Images) With conference championship games set to be eliminated in the 24-team CFP era, Missouri coach Eli Drinkwitz has a question: What's the point of conferences then? "My question is why are we associated with conferences anymore if we're not playing for a conference championship? I mean, if the point now is just to be playing into a sea of 24 are we just doing it for scheduling affiliation? And if we're just doing it for scheduling affiliation, is there a reason to be flying all the way across the country for games from a national perspective?" "I think that's where this conversation is going to end up leading to. I hate to be like that, but if you look back at the decisions that we've made in college football for the last six years … we've devalued some of the things that made college football so special."   Trivia answer: Gregg Berhalter (2022), Jürgen Klinsmann (2014), Bob Bradley (2010), Bruce Arena (2002, 2006)

Why Hating Jews Feels So Good Tucker Carlson sells more than conspiracies about Jews. He sells a feeling. Here are the three hidden rewards that make antisemitism so seductive. https://aish.com/why-hating-jews-feels-so-good/?

Unpacking Paul’s New Testament Letters Seven New Testament letters are undisputed works of the apostle Paul (Romans; 1 Corinthians; 2 Corinthians; Galatians; Philippians; 1 Thessalonians; Philemon). Some scholars think a few others may also be attributable to Paul (Colossians; 2 Thessalonians; Ephesians), while the remaining letters are typically believed to have been written by someone other than Paul (1 Tomothy; 2 Timothy; Titus). Complicating matters further, even for those letters securely attributed to Paul, some scholars believe they were composite works rather than single writings. https://www.biblicalarchaeology.org/daily/biblical-topics/bible-interpretation/unpacking-pauls-new-testament-letters/?

Larry the Cable Guy’s real name is Daniel Lawrence Whitney. His notable Southern accent is fake – he was born and raised in the Midwest, not the South. James

How Can I Prevent Cataracts? Cataracts are a leading cause of blindness in the United States. There’s no surefire way to prevent them, but making some lifestyle changes might lower your odds of them progressing more rapidly. https://www.webmd.com/eye-health/cataracts/how-can-i-prevent-cataracts?

Note that in Romans 13, civil authorities are to serve as a terror and an avenger to execute wrath. Working in several prisons, I heard of the effectiveness of tasers in bringing unruly inmates to heel. People understand pain. It hurts. People become compliant when enough pain is inflicted. I was beaten decades ago, deservedly, by a police officer. Beaten to the point that another officer stopped him. Even now, I consider the beating excessive. It made a point, though. It changed my behavior and my attitude, provided me with a new outlook on life. Civil authorities bear not the sword in vain. Read the Bible. Violence was an integral part of the OT, lots of it, often at behest of the Lord. The death of the firstborn in Egypt. The death of Jezebel, Phinehas [publicly] executing judgment. NT too: "And there were seven sons of [one] Sceva, a Jew, [and] chief of the priests, which did so. 15 And the evil spirit answered and said, Jesus I know, and Paul I know; but who are ye? 16 And the man in whom the evil spirit was leaped on them, and overcame them, and prevailed against them, so that they fled out of that house naked and wounded. 17 And this was known to all the Jews and Greeks also dwelling at Ephesus; and fear fell on them all, and the name of the Lord Jesus was magnified. 18 And many that believed came, and confessed, and shewed their deeds. 19 Many of them also which used curious arts brought their books together, and burned them before all [men]: and they counted the price of them, and found [it] fifty thousand [pieces] of silver."

Interesting for sure. Will continue to lift you up in prayer!!

Spectrum isnt mainstream media but they certainly have taken a page from the liberal media. If your opinion is based solely on what they have written you are going to believe Ice blocked the ER entrance without cause ,no known reason for targeting the hospital. Just the violent Ice being out of control. The two arrested sound like an afterthought. Doesnt give any info about arresting the two and one requiring medical treatment. In years past I would automatically side with those speaking for our denomination. Being confident that representing SDA's as a whole whatever they said would be the truth as far as they knew. They would not lie outright, lie by omission, or rearrange the facts to present a false impression. My dad told me more than once to not have so much concern towards those on the outside ,but keep a close eye on those sitting next to you in the pew on sabbath morning. Reading the following those looking at this with the Trump sick hatred so many have puts a different spin on the whole story. Early Saturday morning, November 7, federal agents from Immigration and Customs Enforcement (ICE) in the Boyle Heights neighborhood of Los Angeles, California, blocked the ambulance bay of Adventist Health White Memorial Hospital and arrested two US citizens, according to multiple reports.

Unlikely to get that from a rabble-rousing press corps. I happened to see the entire Rodney King beating video, not the edited version which was usually shown. I also saw a picture of Trayvon Martin as he was when he was killed, not the ~10 year old photo usually displayed. Another video featured a knife wielding woman attacking officers. The story was spun to the public as another example of police brutality. They were incredibly patient and restrained in their dealings with her, a woman lunging at them with a butcher knife. The media has an agenda, a bully pulpit of sorts. The way they manipulate the news is essentially lying to the public.

I have stopped being surprised that the above is translated by SDA christians and other christians to mean " Come on In Door(Border) wide open. No need to assimilate, no need to work,no need to strive to educate youself and be a contributing citizen of the country you have chosen to live in. How many of those rushed to the polls not caring that some being voted in publically and proudly stated bringing into office a ideology the complete opposite of what this country has guarded and protected for 250 years.

1 ¶ Let every soul be subject unto the higher powers. For there is no power but of God: the powers that be are ordained of God. 2 Whosoever therefore resisteth the power, resisteth the ordinance of God: and they that resist shall receive to themselves damnation. 3 For rulers are not a terror to good works, but to the evil. Wilt thou then not be afraid of the power? do that which is good, and thou shalt have praise of the same: 4 For he is the minister of God to thee for good. But if thou do that which is evil, be afraid; for he beareth not the sword in vain: for he is the minister of God, a revenger to [execute] wrath upon him that doeth evil. 5 Wherefore [ye] must needs be subject, not only for wrath, but also for conscience sake. 6 For for this cause pay ye tribute also: for they are God’s ministers, attending continually upon this very thing. 7 ¶ Render therefore to all their dues: tribute to whom tribute [is due]; custom to whom custom; fear to whom fear; honour to whom honour.

Sounds like you had a wonderful career as a member of the clergy. Hope your surgery turns out well. Good on you!

Surley you jest! But if you are serious pm me your email address and I'll send you what Ellen White said as well as her supporters who defended her (Ellen White) against the Pastors of other denominations who took issue with Ellen claiming beasts bred negresses and produced confused fruit. We might even explore this in a new thread.

Notr: The major problem that could have existed only hapens occasionaly in kpeople who ae getting regular injections into that eye. That is me an in additiopon I became a possible candidate for that conditin.