Members phkrause Posted July 16, 2014 Members Share Posted July 16, 2014 Rubio Set to Push Major Student Loan Bill While Eying 2016 Senator Marco Rubio, a potential 2016 Republican presidential contender, is pushing his way onto the turf of Democrats including President Barack Obama and Senator Elizabeth Warren by offering a proposal to ease the burden of student-loan debt. Read Latest Breaking News from Newsmax.com http://www.newsmax.com/Newsfront/marco-rubio-student-loan-bill/2014/07/15/id/582888#ixzz37frzpOYC Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted February 26, 2023 Author Members Share Posted February 26, 2023 Justice Thomas wrote of ‘crushing weight’ of student loans WASHINGTON (AP) — The Supreme Court won’t have far to look if it wants a personal take on the “crushing weight” of student debt that underlies the Biden administration’s college loan forgiveness plan. https://apnews.com/article/student-loan-forgiveness-clarence-thomas-scotus-9c248eeea0e8d8e24445ca95a74ec0dc Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted February 28, 2023 Author Members Share Posted February 28, 2023 Supreme Court student loan case: The arguments explained WASHINGTON (AP) — The Supreme Court is about to hear arguments over President Joe Biden’s student debt relief plan, which impacts millions of borrowers who could see their loans wiped away or reduced. https://apnews.com/article/student-loan-forgiveness-supreme-court-case-explained-8c62622e87c4ebff995f971263d932fc? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted March 1, 2023 Author Members Share Posted March 1, 2023 Supreme Court seems ready to reject student loan forgiveness WASHINGTON (AP) — Conservative justices holding the Supreme Court’s majority seem ready to sink President Joe Biden’s plan to wipe away or reduce student loans held by millions of Americans. https://apnews.com/article/student-loan-forgiveness-supreme-court-hearing-2128da75fc27ff3bcc0c3804ebd98aa7? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
bonnie1962 Posted March 1, 2023 Share Posted March 1, 2023 several federal student loan options into a single loan repaid through a simplified income- based repayment. Interest rates would be based on federal Treasury rates. What seems to be missed is the above. Rubio is not asking for me to absorb the cost of his loans. Trying to help them while having them still accountable for the loans they willingly took out/ No one forced them. To that end, he would combine several federal student loan options into a single loan repaid through a simplified income- based repayment. Interest rates would be based on federal Treasury rates. Representative Tom Petri, a Wisconsin Republican, has introduced similar legislation in the U.S. House. Payments would be based on a percentage of an individual’s annual income in excess of $10,000. Borrowers could prepay any time without penalty. The following should be between the borrower and the person that received the money. Maybe instead of holding me accountable for their loans, they need to look to the colleges and their practices that have placed so many in this situation Loans of less than $57,500 would be forgiven after 20 years, while loans in excess of that amount would be forgiven after 30 years. Quote Link to comment Share on other sites More sharing options...
Members phkrause Posted March 1, 2023 Author Members Share Posted March 1, 2023 As court debates student loans, borrowers see disconnect WASHINGTON (AP) — Niara Thompson couldn’t shake her frustration as the Supreme Court debated President Joe Biden’s student debt cancellation. As she listened from the audience Tuesday, it all felt academic. There was a long discussion on the nuances of certain words. Justices asked lawyers to explore hypothetical scenarios. https://apnews.com/article/student-loan-forgiveness-supreme-court-payments-51ef087355f045260c37ae6fc698b38d? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted March 1, 2023 Author Members Share Posted March 1, 2023 Supreme Court student loan hearing: What you need to know NEW YORK (AP) — The fate of President Joe Biden’s student loan forgiveness plan is up in the air after Supreme Court justices questioned whether his administration has the authority to broadly cancel federal student loans. https://apnews.com/article/student-loan-forgiveness-scotus-what-to-know-06a8ac6187fb39b2edc2cf5a379c22c0 Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted March 2, 2023 Author Members Share Posted March 2, 2023 Legal fight over student debt a prelude to political battle WASHINGTON (AP) — Facing the possibility that the Supreme Court will reject President Joe Biden’s plan for student loan forgiveness, the White House is aiming to turn the political heat toward Republicans while deflecting criticism from disappointed borrowers. https://apnews.com/article/student-loan-debt-biden-politics-10de4013603542085fe9e336bc419627 Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted June 4, 2023 Author Members Share Posted June 4, 2023 U.S. Senate votes to block student loan relief, White House will veto WASHINGTON — The U.S. Senate on Thursday voted to overturn the Biden administration’s one-time student debt relief plan that is on hold due to a pending Supreme Court decision. https://floridaphoenix.com/2023/06/01/u-s-senate-votes-to-block-student-loan-relief-white-house-will-veto/? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted June 9, 2023 Author Members Share Posted June 9, 2023 The Oncoming Train Wreck of Restarting Student Loan Payments The administration has committed itself to a herculean task, partnering with private loan servicers that in the past have shown themselves to be utterly incompetent. https://prospect.org/education/2023-06-07-oncoming-train-wreck-student-loan-payments/? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted June 13, 2023 Author Members Share Posted June 13, 2023 End of student-loan freedom The student-loan debt cliff is looming over the potential downfall of President Biden's historic forgiveness program: Borrowers must scramble to prepare for the resumption of monthly payments in October, Axios' Erin Doherty writes. Why it matters: Experts warn of a messy return to debt repayment for the millions of Americans who collectively owe more than $1 trillion in student loans — and are bracing for the end of a significant pandemic-era break. 30 million borrowers could have to pay approximately $200–$400 monthly once the pause ends, according to Bank of America, via Insider. "From the student perspective, it's going to be chaotic," Adam Looney, executive director of the Marriner S. Eccles Institute at Utah, told Axios. "[T]here's gonna be a lot of bounced checks." 🖼️ The big picture: Biden's sweeping student debt relief plan announced last summer was immediately met with political opposition and legal challenges, putting one of his key campaign promises at risk. Biden signed into law a debt relief bill earlier this month that includes a provision ending the pause on student-loan repayments and prevents the administration from implementing future extensions. ⚡ Flashback: Student-loan repayments have been on pause since March 2020, when former President Trump issued the first pause of many during the pandemic. 🔭 What to watch: With payments set to resume, Bank of America warned of the potential for delinquencies in other areas, like credit card debts and personal loans. Go deeper. Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted June 20, 2023 Author Members Share Posted June 20, 2023 In affirmative action and student loan cases, some see backlash to racial progress in education WASHINGTON (AP) — As a Black student who was raised by a single mother, Makia Green believes she benefited from a program that gave preference to students of color from economically disadvantaged backgrounds when she was admitted over a decade ago to the University of Rochester. https://apnews.com/article/supreme-court-student-loans-affirmative-action-1d6f123e7a9b6d756bd8235be9522a3b? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted July 2, 2023 Author Members Share Posted July 2, 2023 ⚖️ Biden tries again on student loans The White House announced new student-loan relief within hours of the Supreme Court striking down its ambitious plan to forgive student debt, Axios' Caitlin Owens reports. Why it matters: Federal student loan payments are coming due in September for the first time since the pandemic began. Millions of Americans will struggle to make the payments. President Biden said he's also working up even more ambitious steps that are grounded in a different law than he used for his earlier program, which the justices called an overreach. "This new path is legally sound," Biden said in the Roosevelt Room. "It's going to take longer, but we’re getting at it right away." What's happening: The loan forgiveness program that the Supreme Court struck down yesterday would have wiped out up to $10,000 for borrowers under a certain income cap — and up to $20,000 for Pell Grant recipients. 🔮 What's next: The administration is looking to other avenues to give borrowers a break, though the effects will be noticeably smaller, at least for individual borrowers. Biden announced a one-year on-ramp for loan repayments, during which borrowers who miss payments won't be reported to credit bureaus, placed in default, or referred to debt collection agencies. The Education Department finalized a new income-driven loan repayment plan, which Biden called "the most generous repayment program ever." Banner headlines in today's Washington Post, New York Times. 🔬 Zoom in: Under the new program, borrowers above a certain income threshold would be required to pay a smaller portion of their disposable income — 5 percent for undergraduates, instead of the current 10 percent — toward the loan. They could ultimately see portions of their balances forgiven. Go deeper: White House fact sheet on Biden's new plan ... Share this story. Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted July 16, 2023 Author Members Share Posted July 16, 2023 Biden admin to forgive $39 billion in student loan debt for 800,000 borrowers. Here's what to know. More than 800,000 borrowers with $39 billion in federal student loans will get their debt forgiven, the Biden administration said on Friday. https://www.cbsnews.com/news/student-loan-forgiveness-800000-borrowers-idr-plans-what-to-know/ Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted July 19, 2023 Author Members Share Posted July 19, 2023 Who young people blame Data: The Generation Lab. Chart: Axios Visuals Young Americans are piling the blame for their student debt balances on conservatives. Why it matters: The high court's recent decisions on education, including student loans and affirmative action, could drive young voters to the polls, Axios' April Rubin reports. The Supreme Court's six conservative justices recently shot down President Biden's loan forgiveness plan — and the coming payment resumption carries significant economic and political implications. Tens of millions of borrowers in the U.S. collectively owe more than $1 trillion. 🧮 By the numbers: 47% of respondents say the Supreme Court is responsible for their loans not being forgiven, according to a new Generation Lab poll of college students around the country. 38% blame Republicans, 10% blame Biden, 5% blame Democrats. More than half of respondents disagree with the court's ruling last month. 17% agree with the decision; 21% are unsure. 🕶️ What to watch: Since the ruling, the Biden administration has vowed to continue tackling student loan debt and relieve some borrowers. The administration said Friday it would alleviate $39 billion of debt for 804,000 borrowers. Share this story. Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted August 8, 2023 Author Members Share Posted August 8, 2023 Conservative groups sue to block Biden plan canceling $39 billion in student loans Two conservative groups are asking a federal court to block the Biden administration’s plan to cancel $39 billion in student loans for more than 800,000 borrowers. https://apnews.com/article/student-loans-cancellation-debt-forgiveness-73327bbcb47dba6aec0c686f44bc2ab4? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted August 17, 2023 Author Members Share Posted August 17, 2023 With lawsuit dismissed, student loan debt forgiveness begins for 800,000 borrowers A federal judge on Monday dismissed a lawsuit from two conservative groups seeking to block student loan forgiveness for more than 800,000 borrowers, allowing cancellation of those debts to begin the same day. https://www.usatoday.com/story/news/education/2023/08/14/student-loan-forgiveness-lawsuit-update/70591763007/? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted August 18, 2023 Author Members Share Posted August 18, 2023 🎓 Hangover: Student-loan payments higher than mortgages Some U.S. borrowers, enjoying the three-year COVID pause for student loan payments, took advantage of historically low mortgage rates to become homeowners. "Now, with the education bills set to restart next month, they'll pay more each month for their education debt than their housing costs," Bloomberg reports. Case in point: Fikret Sabic, a 28-year-old physical therapist in Kentucky, told Bloomberg he'll be on the hook for payments of $1,130 a month for his student loans — almost $300 more than his mortgage. Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted October 2, 2023 Author Members Share Posted October 2, 2023 804,000 long-term borrowers are having their student loans forgiven before payments resume this fall Some 804,000 will have a total of $39 billion forgiven under a one-time adjustment granted by the Biden administration. It’s for people in income-driven repayment plans who have been paying back loans for 20 or 25 years but who never received credit for late or partial payments. Read more. Why this matters: To correct mistakes by loan servicers, the Department of Education is retroactively adjusting accounts, resulting in forgiveness. The department says 95% of those who qualify have now been informed of the cancellation. The White House has said it will continue to contact borrowers who qualify for cancellation based on their income-driven payment counts through the end of the year, every other month, as new borrowers become eligible. Related coverage ➤ Federal student loan payments are starting again. Here’s what you need to know Borrowers are reassessing their budgets as student loan payments resume after pandemic pause LIVE AT 12 ET| Student loan payments are back. Are you ready? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted October 5, 2023 Author Members Share Posted October 5, 2023 The US is forgiving more federal student loans in a bid to tackle ‘unsustainable debt’ for borrowers WASHINGTON (AP) — President Joe Biden outlined a new round of federal student loan forgiveness on Wednesday to address the “unsustainable debt” that borrowers accumulate to complete their college education. https://apnews.com/article/joe-biden-student-loan-forgiveness-e2459b41a442133e9615ed03cd54ca67? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
bonnie1962 Posted October 6, 2023 Share Posted October 6, 2023 7 hours ago, phkrause said: The US is forgiving more federal student loans in a bid to tackle ‘unsustainable debt’ for borrowers WASHINGTON (AP) — President Joe Biden outlined a new round of federal student loan forgiveness on Wednesday to address the “unsustainable debt” that borrowers accumulate to complete their college education. https://apnews.com/article/joe-biden-student-loan-forgiveness-e2459b41a442133e9615ed03cd54ca67? Such a antiseptic description. This isn't forgiveness, this is debt transfer. To many that have already paid their student loans and to those that never had any. Biden is such a "generous man" Quote Link to comment Share on other sites More sharing options...
bonnie1962 Posted October 6, 2023 Share Posted October 6, 2023 October 5, 2023 Joe Biden is adamant that you pay other people's student loans By Ethel C. Fenig Hey there, hardworking plumber, auto mechanic, nursing aide, dutiful married couple parents, and others of your ilk struggling to live within your income while faithfully paying your bills, your debts, maybe even loans — President Joe Biden (Democrat) thinks you're a fool! A sucker! Okay, okay, he didn't actually say that today, but that was definitely implied as he triumphantly announced a further expansion of canceling college student loan debt. Relief. Now, turning to student debt relief. When I ran for President, I vowed to fix our broken student loan program. Because while a college degree is still the ticket to a better life, that ticket has become excessively expensive. Americans who are saddled with unsustainable debt in exchange for a college degree has become the norm. Since, my administration has taken significant action to provide student debt relief to as many borrowers as possible as quickly as possible. That starts with making sure the existing system works in the way it was supposed to work for student borrowers. We fixed what's called the Public Service Loan Forgiveness program, which was designed originally to make sure schoolteachers, firefighters, social workers, and other public servants can get their student loans forgiven if they make 10 years of payments and do 10 years of public service. By the time I took office, that program had been placed for — in place for nearly 15 years, but because of red tape, only 7,000 borrowers had been helped. Well, today, thanks to the reforms, more than 700,000 borrowers have had their debts forgiven. As a result of these changes, today I'm announcing my administration has approved an additional $9 billion in relief for 125,000 borrowers in just the past few weeks under that program. With the latest debt cancel — cancellation, in total, my administration has canceled $127 billion in student debts for nearly 3.6 million Americans. Blah, blah, and more blah as Biden proudly admits to defying the Supreme Court's decisions on student debt. Republican elected officials and special interests stepped up and sued us. [Oh, yeah, them! Republicans!] And the Supreme Court sided with them, snatching from the hands of millions of Americans thousands of dollars in debt — student debt relief that was about to change their lives. As I said at the time, I believe the Court's decision to strike down my student debt relief program was wrong. But I promised I wouldn't give up. Hey, what do Supreme Court judges, honors graduates all, experienced lawyers all, know compared to a failed lawyer, who practiced briefly before entering politics? My administration will continue to use every tool at our disposal to help ease the burden of student debt so more Americans be f — can free — can be free to achieve their dreams. As explained previously, in order for some Americans to "be f — can free — can be free to achieve their dreams," all of us hardworking, diligent, dutiful...fools...suckers (yeah, that's what Biden thinks of us) will have nightmares. And anxiety. Depression. Many of us will go bankrupt. (Yes, us!) Because debt can't just be "canceled." If it is for some, others pay — in this instance, mostly those "hardworking, diligent, dutiful...fools...suckers" who pay taxes, live within their means, work hard to pay their tuition, etc. — i.e., over 100 million Americans supporting that "canceled $127 billion in student debts for nearly 3.6 million Americans." Joe Biden, the Democrat president, and his priorities. They're not you — you hardworking fool. Quote Link to comment Share on other sites More sharing options...
Members phkrause Posted November 2, 2023 Author Members Share Posted November 2, 2023 Borrowers weigh personal, professional options as student loan payments resume Justin Brown, a father of a 2-year-old who lives with his wife in the St. Louis, Missouri area, has $20,000 in student loan debt. Before the pause on loan payments at the start of the pandemic in 2020, he paid $300 a month. But now that Brown has a family, his financial responsibilities have grown — paying for child care, a mortgage for a house he bought in 2022 and car notes, to name a few. https://floridaphoenix.com/2023/11/01/borrowers-weigh-personal-professional-options-as-student-loan-payments-resume/? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted December 29, 2023 Author Members Share Posted December 29, 2023 Poll Shows Student Debt Policy May Be Killing Biden Could the disappearance of certain benefits be causing Biden’s weakness among young voters in particular? https://theintercept.com/2023/12/21/student-debt-biden-trump-poll/? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
Members phkrause Posted January 7 Author Members Share Posted January 7 Biden withholds $2M from student loan servicers after companies bungled billing statements WASHINGTON (AP) — The Biden administration is docking more than $2 million in payments to student loan servicers that failed to send billing statements on time after the end of a coronavirus pandemic payment freeze. https://apnews.com/article/student-loan-servicer-debt-repayment-04ad73d512dbd8560a1daed7a59b59e2? Quote phkrause Obstinacy is a barrier to all improvement. - ChL 60 Link to comment Share on other sites More sharing options...
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