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phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
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  • phkrause

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🏠 Mortgage rate spike
 
A line chart that tracks the weekly U.S. 30-year fixed mortgage rate from Jan. 5, 2024, to July 31, 2026. Rates peaked at 7.29% on April 26, 2024, and bottomed at 6.09% on Feb. 20 and Feb. 27, 2026. The rate ended at 6.81%, near where it began.
Data: Mortgage Bankers Association. Chart: Courtenay Brown/Axios

The average rate on a 30-year fixed-rate mortgage rose to 6.81% last week — the highest in a year, Axios' Neil Irwin writes.

  • Why it matters: A global bond market sell-off is making it more expensive to buy a house.

Higher borrowing costs are keeping prospective homeowners on the sidelines. Mortgage applications fell 3% last week.

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
  • Members
Posted

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
  • Members
Posted

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
  • 2 weeks later...
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🏡 Teetering housing market
 
A line chart that shows U.S. existing home sales at a seasonally adjusted annual rate from January 2010 to July 2026. Sales ranged from 3.28 million in July 2010 to 6.97 million in January 2021. After a 2020-21 surge, sales fell and hovered near 4.26 million in July 2026.
Data: Redfin. Chart: Emily Peck/Axios

The housing market has been in a low-boil recession for four years now, with anemic sales and the appearance of high prices, somehow without tanking the overall economy, Axios' Emily Peck reports.

  • Why it matters: Homeownership is the bedrock of the economy — it's how most Americans build wealth — and changes in the residential real estate market ripple out into things like consumer spending, the job market and inflation.

Zoom in: Home sales are at levels last seen when the country was crawling out of a housing crisis more than a decade ago.

  • Many homeowners don't want to give up their low mortgage rates and buy something else. Others are discouraged by the prospect of high mortgage rates and house prices that, in many markets, still hover at record highs.

Keep reading.

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
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Posted

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
  • Members
Posted

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2
  • Members
Posted

US mortgage rates brush 7%, weighing on buyers, sellers and further straining a bleak housing market

Home shoppers holding out for relief from rising mortgage rates may be in for a long wait.

https://apnews.com/article/mortgage-rates-housing-interest-financing-home-d57cc5a38163cfef3a7b2639dd3d8d7c?

phkrause

When the righteous are in authority, the people rejoice; But when a wicked man rules, the people groan. Proverbs 29;2

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