As if________________

[LifeHiscost]

______________I didn't have enough to worry about already while living here on this sad world.

http://finance.yahoo.com/news/wild-card-could-destroy-retirement-121800439.html

Quote:

The Wild Card That Could Destroy Your Retirement

Forbes By Frank Armstrong III | Forbes – Tue, Aug 27, 2013

It’s complex because there are different triggering events, waiting periods before coverage starts, coverage amounts, and length of time that coverage continues. Then there are different payment plans. For instance you could pay for your entire life, or only pay for 20 years, or pay until you reached age 65. Each factor adjusts the premium.

It’s getting harder to get because too many people want to wait until just before they need it. Any agent can tell you stories of clients that waited to apply for LTC until they were in their late 70s, taking 12 medications each day, and just about to have a hip replaced. Insurance companies are generally not stupid so it’s logical that they would like to know that you are not already brain dead.

As to the underlined, too late for some of us. That's why I insure most heavily where, even at that stage, it's not too late.

"At the moment I have all I need—and more! I am generously supplied with the gifts you sent me with (whoever). They are a sweet-smelling sacrifice that is acceptable and pleasing to God. And this same God who takes care of me will supply all your needs from his glorious riches, which have been given to us in Christ Jesus.

Now all glory to God our Father forever and ever! Amen."Philippians 4:18-20 NLT deletion and parenthesis mine

LHC

God cares!