Be careful about calling a law The Affordable Health Care Act

[bonnie]

Be careful about calling a law The Affordable Health Care Act

By Silvio Canto, Jr.

By design or default, Justice Roberts may have done all of us a great favor.  In other words, his vote saying that the law was constitutional has given us all a chance to live under it.

What if Obamacare had been declared unconstitutional?  We would have spent the last three years hearing that those five Reagan-Bush-Bush justices killed affordable health care for all.

The latest is that the law is not very affordable, as Rich Lowry wrote today:

The problem is that the deductibles on many Americans' health insurance policies have shot up so high that as a practical matter they can't afford care. If a couple had a deductible of, say, $500 in the past, and it's now $3,000, that couple has to spend a lot of money out-of-pocket before reaping the benefits of coverage. And the higher the deductible, the more likely a person is going to skip some sort of needed treatment or medicine because he or she can't afford the up-front costs.

"About a quarter of all non-elderly Americans with private insurance coverage do not have sufficient liquid assets to pay even a mid-range deductible, which at today's rates would be $1,200 for single coverage and $2,400 for family coverage," the Wall Street Journal reported in March.

So now, many of the same groups that agitated for Obamacare are agitating for new government spending or tighter controls on the insurance industry and businesses to "solve" the problem. But perhaps the first question to ask is: How did those deductibles get so high in the first place?

The answer is Obamacare.

Obamacare's authors failed Common Sense 101.

First, you can't mess with one sixth of our GDP without unintended consequences.  Our health care system is a complex state-by-state reality that has developed over decades.

Second, people like choices, and I mean liberals, too.  It is silly to force 50-something couples to pay for maternity leave.

Third, the authors also failed actuarial reality.  The pool is older and sick.  A little sticker shock may be coming true.

The tragedy is that it didn't have to happen.  We didn't have to wreck our excellent health care system to help those who can't afford premiums, in transition between jobs, or with a pre-existing condition.   

We had solutions on the table for those problems.  Unfortunately, we took the political route and now face the economic consequences.

Repeal Obamacare and replace it with a market-oriented solution that actually addresses our health care needs.   

Even better that, let the states figure it out.

P.S. You can hear my show (CantoTalk) or follow me on Twitter.

By design or default, Justice Roberts may have done all of us a great favor.  In other words, his vote saying that the law was constitutional has given us all a chance to live under it.

What if Obamacare had been declared unconstitutional?  We would have spent the last three years hearing that those five Reagan-Bush-Bush justices killed affordable health care for all.

The latest is that the law is not very affordable, as Rich Lowry wrote today:

The problem is that the deductibles on many Americans' health insurance policies have shot up so high that as a practical matter they can't afford care. If a couple had a deductible of, say, $500 in the past, and it's now $3,000, that couple has to spend a lot of money out-of-pocket before reaping the benefits of coverage. And the higher the deductible, the more likely a person is going to skip some sort of needed treatment or medicine because he or she can't afford the up-front costs.

"About a quarter of all non-elderly Americans with private insurance coverage do not have sufficient liquid assets to pay even a mid-range deductible, which at today's rates would be $1,200 for single coverage and $2,400 for family coverage," the Wall Street Journal reported in March.

So now, many of the same groups that agitated for Obamacare are agitating for new government spending or tighter controls on the insurance industry and businesses to "solve" the problem. But perhaps the first question to ask is: How did those deductibles get so high in the first place?

The answer is Obamacare.

Obamacare's authors failed Common Sense 101.

First, you can't mess with one sixth of our GDP without unintended consequences.  Our health care system is a complex state-by-state reality that has developed over decades.

Second, people like choices, and I mean liberals, too.  It is silly to force 50-something couples to pay for maternity leave.

Third, the authors also failed actuarial reality.  The pool is older and sick.  A little sticker shock may be coming true.

The tragedy is that it didn't have to happen.  We didn't have to wreck our excellent health care system to help those who can't afford premiums, in transition between jobs, or with a pre-existing condition.   

We had solutions on the table for those problems.  Unfortunately, we took the political route and now face the economic consequences.

Repeal Obamacare and replace it with a market-oriented solution that actually addresses our health care needs.   

Even better that, let the states figure it out.

Read more: http://www.americanthinker.com/blog/2015/05/be_careful_about_calling_a_law_the_affordable_health_care_act.html#ixzz3bLkmygbR 

[B/W Photodude]

John Roberts was correct when he wrote that Congress can create and/or raise taxes and further was correct when he write that Obamacare was a tax. Now if the current regime would just be more honest about it.

But one thing about Obamacare is a bit of a mystery. Like where did this thing come from, all those thousands of pages. I suspect that they were laying in some Democrats office waiting for the right makeup of Congress to try and get it passed. Like maybe some leftover from Hillary's first attempt for a government takeover of healthcare.

Nowadays, it is hard for the average Joe/Jane to get a decent job as people are limited to less than 28 hours a week of work. There are even some pastors with three churches under the hour limitations of Obamacare with severe penalties ($1,000,000 per occurrance) for going over the limit.

So, how's that healthcare working out you?

Edited May 27, 2015 by B/W Photodude

[bonnie]

John Roberts was correct when he wrote that Congress can create and/or raise taxes and further was correct when he write that Obamacare was a tax. Now if the current regime would just be more honest about it.

But one thing about Obamacare is a bit of a mystery. Like where did this thing come from, all those thousands of pages. I suspect that they were laying in some Democrats office waiting for the right makeup of Congress to try and get it passed. Like maybe some leftover from Hillary's first attempt for a government takeover of healthcare.

Nowadays, it is hard for the average Joe/Jane to get a decent job as people are limited to less than 28 hours a week of work. There are even some pastors with three churches under the hour limitations of Obamacare with severe penalties ($1,000,000 per occurrance) for going over the limit.

So, how's that healthcare working out you?

Hey,what's not to like? Insurance pays less,but we get to help others cover birth control and pregnancies.Prior to this we paid a 4.00 co-pay on all generic prescriptions..

Now for one prescription that was 78.00,with 4.00 co-pay now has a 44.00 co-pay.Insurance pays 34.00 . Another did not have a co-pay and the cost was 18.00. How generous that now they pay .98 cents. One brand name prescription was a 35.00 co-pay for a 268.00 prescription. We now pay 154.00 co-pay. He is on a number of prescriptions so I should really appreciate the Affordable care act by the end of the year. My brother and his family live in Wy and they save even more. So much so that at 74 he is still driving over the road. The insurance for his wife is 600.00 per month with a 5,000.00 deductible. For his adopted grandchildren he is paying 1200.00 month with a 3,000.. deductible for each child.

It is a comfort to know that we are helping to keep 26 year olds in insurance ,pay for abortion,birth control and pregnancies.

[B/W Photodude]

It is a comfort to know that we are helping to keep 26 year olds in insurance ,pay for abortion,birth control and pregnancies.

Hope you weren't holding your breath wondering if they would limit those liberal sacred cows!

[joeb]

John Roberts was correct when he wrote that Congress can create and/or raise taxes and further was correct when he write that Obamacare was a tax. Now if the current regime would just be more honest about it.

But one thing about Obamacare is a bit of a mystery. Like where did this thing come from, all those thousands of pages. I suspect that they were laying in some Democrats office waiting for the right makeup of Congress to try and get it passed. Like maybe some leftover from Hillary's first attempt for a government takeover of healthcare.

Nowadays, it is hard for the average Joe/Jane to get a decent job as people are limited to less than 28 hours a week of work. There are even some pastors with three churches under the hour limitations of Obamacare with severe penalties ($1,000,000 per occurrance) for going over the limit.

So, how's that healthcare working out you?

​You're going to be waiting a long time if you're going to wait for the Obama administration to be honest.  In my opinion you'll be waiting until pigs fly for that to happen.

[Geoarrge]

I'm so glad that if I have to buy insurance, I'll be covered if I get pregnant.