Northern Colorado Floods

[Gregory Matthews]

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It is should not be used to give it away

Do you have some context that advice would be appropriate for without qualification?

Yes. A person who gives away their reverse mortgage is giving away their security. That should not be done.

In the same sense, a person at retirement who has a 401K should not draw it out and give it away. It is the same thing.

[LifeHiscost]

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Quote:

It is should not be used to give it away

Do you have some context that advice would be appropriate for without qualification?

Yes. A person who gives away their reverse mortgage is giving away their security. That should not be done.

In the same sense, a person at retirement who has a 401K should not draw it out and give it away. It is the same thing.

"In everything I showed you that by working hard in this manner you must help the weak and remember the words of the Lord Jesus, that He Himself said, ‘It is more blessed to give than to receive.’"Acts 20:35 NASB

I would suggest this would place one's self as just as needy, if not more so, as the ones who were asking for the money from their parents. Probably every person needs to answer for themselves where and when their own needs supersede that of others.

In one sense it would require one to accept the reality of knowing there is no reasonable expectation for help from any other source than personal savings for such a time as this. (old age, medical expenses, etc.)

I'm aware of a young couple (fifties) who have a strong sense of Christian responsibility to their parents in their aging years, who have made it clear their own home is open for their parents to depend on, should they feel the need.

God cares!

[Gregory Matthews]

The children who are making their own home available to their parents are not giving away their own security.

Even in the day of big government, social security and more, the responsibility for one to prepare for their future rests on the individual. One should not give away their own security simply on the assumption that in future time of need they can ask for help from others.

I know an 80 YO woman who has limited income. I have seen her in circumstances where she needed help in paying her Winter heating bill. I worked with her and she took $100K out of a home in a reverse mortgage. She did some good things with that money. She purchased an inexpensive automobile for transportation--good. She needs transportation.

She gave some of the money to her employed daughter--bad. Doing so simply was giving away her own financial security. Her daughter should learn to be responsible for her own security and debts.

She did some work on the outside of the home in which she is living that was not required to protect the home. NOTE: A roof is required to protect the home, other stuff is not. That simply was a gift to the bank that holds the reverse mortgage. It increased the value of the property which was a gift to the bank.

Let us carry it further, with an example which she did not do. Let us say that she has an adult child who is an addict. A parent, who could do so, might want to spend money on a rehab program. My Father did three times for my sister until it finally took and she has been free of her problem with alcohol for many years.

But, to take money from a reverse mortgage to bail such out of jail and to pay their other bills would not be a responsible use for the funds from a reverse mortgage. People have to learn that they cannot escape the consequences of their behavior. One does need to give away their own financial future simply to make life better for someone who has made some poor choices or has problems that may not be their own fault.

When the money from a reverse mortgage is gone, the people who took such are generally without other choices.

[phkrause]

Very good points Gregory.

[Naomi]

[LifeHiscost]

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People have to learn that they cannot escape the consequences of their behavior.

As a Christian, it is necessary for me to decide whether God wants me to be the one to teach them that lesson. As I recall, He has a home prepared for me of which I have done nothing deserving of such.

The Biblical term "occupy till I come.", requires I use common sense in providing for the best results re: the use of my available resources. However I don't need extra excuses to strengthen my selfish nature. Much of the wisdom of the decisions one makes would seem to me to be predicated not so much on how much one has to spare, but on how much one is willing to deny themselves for the sake of someone elses' deficiency.

The key , of course, is to give of what one has, for the glory of God.

"Jesus said, “Truly I say to you, there is no one who has left house or brothers or sisters or mother or father or children or farms, for My sake and for the gospel’s sake, but that he will receive a hundred times as much now in the present age, houses and brothers and sisters and mothers and children and farms, along with persecutions; and in the age to come, eternal life. But many who are first will be last, and the last, first.”" Mark 10:29-31 NASB

God cares! peace

[bonnie]

As a Christian, it is necessary for me to decide whether God wants me to be the one to teach them that lesson. As I recall, He has a home prepared for me of which I have done nothing deserving of such.

The Biblical term "occupy till I come.", requires I use common sense in providing for the best results re: the use of my available resources. However I don't need extra excuses to strengthen my selfish nature. Much of the wisdom of the decisions one makes would seem to me to be predicated not so much on how much one has to spare, but on how much one is willing to deny themselves for the sake of someone elses' deficiency.

The key , of course, is to give of what one has, for the glory of God.

"Jesus said, “Truly I say to you, there is no one who has left house or brothers or sisters or mother or father or children or farms, for My sake and for the gospel’s sake, but that he will receive a hundred times as much now in the present age, houses and brothers and sisters and mothers and children and farms, along with persecutions; and in the age to come, eternal life. But many who are first will be last, and the last, first.”" Mark 10:29-31 NASB

God cares! peace

Why is it necessary for you to turn this topic into a lecture on christian giving?

The suggestion for a reverse mortgage was just that a "suggestion" It has been helpful for many.

Obviously those caught up in this mess in Co do not have that option and some will be dependent on others for help.

Those that own their homes have access to funds to help them survive in their own home.How or who they give to,is their business only and unless they ask you for a lecture it is none of yours.

If you own your own home and have taken out a reverse mortgage and then given it all away so you can be dependent on others,you call. If you haven;t and are able to,go for it.

We are to help those in need but I don't think that means doing so without a thought.Many are not helped by cash handed to them and in fact you only enable the behavior that brought them to the spot they are in.

[CoAspen]

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Why is it necessary for you to turn this topic into a lecture on christian giving?

[LifeHiscost]

As a Christian, it is necessary for me to decide whether God wants me to be the one to teach them that lesson.

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How or who they give to,is their business only and unless they ask you for a lecture it is none of yours.

I agree with you. So why are you trying to teach me a lesson? Isn't there an ignore button for you to use?

God cares!

[bonnie]

As a Christian, it is necessary for me to decide whether God wants me to be the one to teach them that lesson.

I agree with you. So why are you trying to teach me a lesson? Isn't there an ignore button for you to use?

God cares!

Maybe you are called to give a biblical lecture to any comment or statement made as you generally do. Not sure why in this case you felt called upon to do so. Any aid or help given to those in the CO mess should be done because others feel impressed to give and help.Not a guilt trip

For me it is not necessary to try to influence what others do with their money.I only have control and have to answer for what I do with mine.

The topic and the suggestion didn't have anything to do with christian giving.Simply showing the awful mess in Co and offering a suggestion to pkrause concerning his mother's situation. She probably doesn't need your lecture and doubtful pkrause does either

Yes,there is a ignore button and generally I do not respond to the continual biblical lectures given for any statement,suggestion or comment,But it does get annoying and I doubt very beneficial to those that cannot comment on an issue without being lectured. That is usually the fastest way to turn someone off.

Take care of your christian giving,make sure you are leading by example.God is probably capable of impressing on others what you are lecturing them on.

Make sure that you give all you have,not just what is convenient,that any finances you have are spent in the way God would approve.

[CoAspen]

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Yes,there is a ignore button and generally I do not respond to the continual biblical lectures given for any statement,suggestion or comment,But it does get annoying and I doubt very beneficial to those that cannot comment on an issue without being lectured. That is usually the fastest way to turn someone off.

The comment that someone should just 'ignore' the constant lecturing would suggest a high opinion of ones self, that is, they have been 'appointed'. Funny how a person can forget the wise words of 'a time to speak and a time to be silent'. In my past experience with such lecturing it bordered on 'boorish' behavior.

We have really traveled far, far away from the topic of the thread!

[bonnie]

The comment that someone should just 'ignore' the constant lecturing would suggest a high opinion of ones self, that is, they have been 'appointed'. Funny how a person can forget the wise words of 'a time to speak and a time to be silent'. In my past experience with such lecturing it bordered on 'boorish' behavior.

We have really traveled far, far away from the topic of the thread!

If someone were to knock on my door asking for me to donate for the CO disaster and started quoting bible verses to me,I would politely tell them not interested and shut the door. Doesn't mean that I would refuse to help.

If it were a legitimate request and I was asked without being lectured I would be inclined to give.

Someone that assumes he has been called to lecture would not get to far

[olger]

LC's alright.

Bonnie's alright.

Now let's get down to more serious business, like having a government shut-down celebration party. I'll bring the chips and salsa!

g

[Gregory Matthews]

The City of Longmont, where I live, has released an estimate of the flood damage to city property--148 million dollars. This is just an estimate. I will get higher. It only includes public property that the City is responsisble for--roads, bridges, utilities, etc. It does non include any private property such as homes.

Other cities and counties are comming in wiht similare amounts.

[JoeMo]

Hey all,

Haven't been on for a while. I live in Castle Rock; far south of the major flood damage. But I work in Westminster - vey close to some major damage. Several people where I work had major flood damage. One woman I work with who lives 40 miles east of Greeley in a 150 year-old house lost everything. They lived half a mile north of the South Platte River; and the flood swept everything - even the foundation - away.

Greg and CoAspen - I'm glad to see you all "survived" without much damage.

It's raining hard here in Castle Rock right now. Family wants to go to Estes Park after church tomorrow - I'm not cool with that, given that it is snowing in the mountains as we speak and there is only one way into or out of Estes right now...

[JoeMo]

Has anyone heard what's going on at Glacier View? It's really close to Jamestown; and I know Jamestown is still pretty much totally cut off.

[Gregory Matthews]

Go to Estes Park: I am thinking that the only entrance/exit to Estes Park is by Trail Ridge Road? If so, you could be stranded and unable to leave by the snow.

Correct me if I am wrong.

I Guess that Highway 72/7 may be open. I do not think that I would want to travel the Hy 7 route with any kind ofd Winter weather. But, I guess that if you could make it, it woudl be senic!

Why go to EP when you know that your only working toilet might be a "porta potty?"

[Gregory Matthews]

Glacier View: The Rocky Mountain Conference website does not mention any damage to GV.

GV is in Ward, Colorado. I do not beleive that Ward recieved flood damage.

[Gregory Matthews]

One of the problems is that the rivers and streams and now sometimes running in places where they were not previously running.

In Boulder County, where I live, There is a bridge that now crosses dry land. The river has moved 600 feet away and is running over the top of the road.

In this case, the County will attempt to move the river back to where the bridge is. In other cases that is not possible.

[JoeMo]

It looks like Estes is accessible on the Peak-to Peak highway (119 to 7) if it's not closed this morning due to snow. I'm still leery ...

[Gregory Matthews]

My understanding is that there is a closure in 119. That is why I mentioned 72 & 7.

In any case check with the Colorado DOT.

[phkrause]

I for one am very glad to see you posting and that you are OK. Also CoAspen and Gregory. The Lord is good.

[JoeMo]

Thanks, pk. God is indeed good. may His comfort and blessing be on all in norther CO who haven't fared as well as I have. may we be the channels of His blessing on them!